Oliver Realty
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Trading Up in 85718 & 85750

How to Buy & Sell at the Same Time

Don't let the fear of "homelessness" trap you in a house you've outgrown. We have the roadmap for the seamless upgrade in the Catalina Foothills.

The "Chicken or Egg" Dilemma

You love the Catalina Foothills, but you need more space. Maybe you want to move from Sunrise Presidio (85750) to a larger estate in Pima Canyon (85718). But the logistics are terrifying:

"If I buy first, I can't afford two mortgages. If I sell first, I might have nowhere to go."

Oliver Realty specializes in the "Simultaneous Close." We manage the timeline so you move once—directly from your old home to your new one.

The Bridge Loan

Unlock your equity before you sell.

  • How it works: A specialized loan lets you pull cash out of your current home to use as a down payment on the new one.
  • The Win: You can make a non-contingent offer on your dream home immediately, then sell your old home vacant and staged for top dollar.

Mortgage Recasting

Buy now, lower payments later.

  • How it works: Buy the new home with a minimum down payment. Once your old home sells, apply that large lump sum to the new mortgage.
  • The Win: The lender "recasts" (re-amortizes) your loan, lowering your monthly payment significantly without the need to refinance.

Seller Lease-Back

Sell first, stay put.

  • How it works: You close on the sale of your current home but negotiate the right to rent it back from the new owner for 30-60 days.
  • The Win: You have the cash in the bank, making you a "Cash Strong" buyer for your next home, and you only move once.

The Contingency Offer

Risky, but sometimes possible.

  • The Truth: In a hot market, offers "contingent on the sale of a home" often get rejected.
  • Our Strategy: If we must use this, we ensure your current home is fully prepped (Inspected, Staged, Photographed) before we write the offer, proving to the seller that your home is a "Sure Thing."
Modern luxury home exterior
Case Study

The "Skyline" Upgrade

A family in Sunrise Presidio wanted to move up to a larger home in Skyline Country Club, but they couldn't qualify for both mortgages at once.

We connected them with a local lender for a Bridge Loan. They secured the Skyline home before listing their old one. We then staged and sold their Sunrise Presidio home vacant in 6 days for full price.

Result: Zero days homeless. Zero stress.

Let's Map Out Your Timeline.

Timing is everything. We build a custom calendar for your sale and purchase.