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Understanding Seller Disclosures & Legal Requirements

Clear, Tucson-specific answers for Catalina Foothills, Oro Valley, Marana, Dove Mountain & Tanque Verde sellers

Why this matters: Arizona law requires sellers to disclose known material facts about a property. Clear, accurate disclosures protect you legally, help buyers move forward confidently, and prevent costly delays or cancellations.

This page explains seller disclosures in plain English and makes them Tucson-specific for luxury homes.

A. SPDS — Residential Seller Property Disclosure Q&A

Q: What must I disclose about HVAC, roof, plumbing, or electrical systems?
A: You must disclose known defects, repairs, past failures, and approximate age of major systems. Accurate and honest answers reduce risk and speed up inspections.
Q: Do I have to disclose past water leaks, mold, or flood history?
A: Yes — disclose any water intrusion, roof leaks, drainage issues, and any remediation performed.
Q: What about pools, spas, or custom outdoor systems?
A: Disclose repairs, upgrades, heater types, equipment age, warranties, and service history.
Q: If my property has tenants, what must I disclose?
A: Provide lease terms, deposits, and any rental restrictions that affect the property.

B. HOA / Community Disclosures Q&A

Q: What HOA documents must be provided?
A: CC&Rs, bylaws, rules, financials, budgets, violation notices, and HOA contact information.
Q: Do I need to disclose transfer fees or assessments?
A: Yes — disclose all known fees, upcoming assessments, or unpaid dues.
Q: What if I'm in a luxury gated community?
A: Communities like Pima Canyon, La Paloma, and Dove Mountain often require extra architectural review records or notices — provide any you have.

C. Solar System Disclosures Q&A

Q: Do I need to disclose if solar is owned, leased, or financed?
A: Yes — include ownership status, lease documents, loan details, warranties, and maintenance history.
Q: What documents does a buyer expect?
A: Production/output reports, utility billing statements, inverter/battery data, and system age.
Q: What if the solar system is leased?
A: The buyer must apply for lease assumption; provide provider info and all lease terms early to avoid delays.

D. Tucson Environmental & Land Issues Q&A

Q: Do I need to disclose wash proximity or erosion issues?
A: Yes — Tucson buyers expect full transparency on washes, flood zones, drainage, and hillside restrictions.
Q: What about pests?
A: Disclose prior termite treatments, scorpion issues, and any warranties.
Q: Are noise, aircraft routes, or nearby facilities required disclosures?
A: Yes — disclose known noise or environmental conditions, especially near Davis-Monthan or flight paths.

F. Case Study — Catalina Foothills

A luxury home with pool, solar, and HOA compliance concerns closed smoothly because the sellers provided full disclosures early. Buyers waived several contingencies, and the home closed at full price.

Why Luxury Sellers Choose Oliver Realty

  • We organize all disclosure documents for you.
  • We prevent legal issues by ensuring accuracy and completeness.
  • We understand HOA, solar, and environmental complexities in Tucson luxury neighborhoods.
  • Our process reduces inspection objections and increases buyer trust.

Ready to list with confidence?

We’ll prepare your disclosures, organize documents, and ensure a smooth, legally safe sale.